Public Liability Insurance: How Do You Protect Yourself?
Liability isn’t something that most people worry about. ‘Accidents happen’ is a fine attitude to have, when you aren’t responsible for the welfare of others. However, as soon as you become an employer, you take on the responsibility for your employees. Public liability is a potential problem for all companies – whether they are large corporations or small start-ups. Small accidents can sometimes result in expensive public liability lawsuits.
Public Liability is a part of tort law that deals with civil wrongs arising out of responsibilities that are non-contractual in nature. For instance, a client hurting himself when visiting your office or a customer suffering a nasty fall after tripping on the carpet placed in your shop are simple scenarios where public liability insurance can deliver the necessary protection against claims and lawsuits. The injured party in question will usually sue you for damages arising out of negligence. Such claims are successful when the injured party can prove that you were indeed responsible for their injury. So, getting public liability insurance makes a lot of sense.
The laws the deal with the duty of care are complex but can be simply explained as the standard of care that a person expects from another. Once it can be proven that this duty has been breached, any action which is taken in a court of common law will be successful. Based on the injuries sustained, the courts will award financial compensation to the claimant.
Savill Hicks Corp (SHC) is an experienced insurance broker offering competitive insurance policies, and has the depth to deal with complex claims. The company believes that you require a good liability policy to defend a claim. It advises both large and small companies to buy public liability insurance for protection against unforseen claims.
Depending on the circumstances, the companies will either have to defend their actions or pay out. Either way, public liability insurance is needed to cover the costs arising from the lawsuit. SHC will take this burden off your shoulders and deal with it efficiently and quickly.
Public Liability is a part of tort law that deals with civil wrongs arising out of responsibilities that are non-contractual in nature. For instance, a client hurting himself when visiting your office or a customer suffering a nasty fall after tripping on the carpet placed in your shop are simple scenarios where public liability insurance can deliver the necessary protection against claims and lawsuits. The injured party in question will usually sue you for damages arising out of negligence. Such claims are successful when the injured party can prove that you were indeed responsible for their injury. So, getting public liability insurance makes a lot of sense.
The laws the deal with the duty of care are complex but can be simply explained as the standard of care that a person expects from another. Once it can be proven that this duty has been breached, any action which is taken in a court of common law will be successful. Based on the injuries sustained, the courts will award financial compensation to the claimant.
Savill Hicks Corp (SHC) is an experienced insurance broker offering competitive insurance policies, and has the depth to deal with complex claims. The company believes that you require a good liability policy to defend a claim. It advises both large and small companies to buy public liability insurance for protection against unforseen claims.
Depending on the circumstances, the companies will either have to defend their actions or pay out. Either way, public liability insurance is needed to cover the costs arising from the lawsuit. SHC will take this burden off your shoulders and deal with it efficiently and quickly.
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