Some Tips to Choose Your House Moving Insurance

When it comes to moving house, there’s more to it than just packing your belongings into the storage and transporting them to your new place. You have to make sure that you are covered by your home insurance policy in case something happens during the relocation process. After all, most insurance policies don’t come with the flexibility of protecting your belongings when they are moved. 

That’s why it is highly important for you get a house moving insurance at least a couple of months before moving out. This will allow for more time to make any adjustment to the policy.

Here are some useful tips to follow to ensure that the moving out process can be done smoothly with no hiccups.

Prior to the moving out date, give your insurance company a call and explain your situation. The premiums for the house moving insurance are usually determined by the address or postcode. This may affect your premium if you are moving to a completely different neighborhood. It’s also a good idea to check with the moving out company whether not they can provide insurance for individual item. If this is the case, you can notify your house insurance company and ask for a reduced premium.  If the moving out provider offers transit insurance, check if the policy is enough to cover all of your belongings. It is common for the company not to provide coverage for item that is extremely high in value. Make sure you know the cover limit in this case.

When getting the house moving insurance, check if it also covers your car or any motor vehicle. It is possible for you to top up the premium if it hasn’t. Lastly, even though you are covered by an insurance policy – make sure you pack everything safely and properly so that you don’t have to make any claim.